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On the morning of September 11, 2001, Katherine Wolf kissed her husband Charles …

On the morning of September 11, 2001, Katherine Wolf kissed her husband Charles goodbye at 8:06 a.m. before leaving their Greenwich Village apartment for another ordinary day at her job with Marsh & McLennan on the 97th floor of the North Tower of the World Trade Center. It was a bright and beautiful Tuesday in New York City, filled with simple routines and quiet dreams. Morning coffee. Conversations about work. Plans for the future. Charles watched her walk out the door, never knowing it would be the last time he would see her.

At 8:46 a.m., just forty minutes later, American Airlines Flight 11 struck the North Tower, hitting the exact floors where Katherine worked. There was no chance to call. No chance to say goodbye. She was only forty years old when her life was taken, along with nearly three thousand others.

In the days that followed, Charles Wolf became a voice for so many families who lost loved ones. He spoke openly about grief, remembrance, and the need for accountability. He described Katherine as bright, kind, and full of warmth, a woman who brought calm to every room she entered. To Charles and countless others, September 11 was not only a national tragedy but a deeply personal one. Every name carved into the 9/11 Memorial represents someone’s spouse, parent, sibling, child, or friend. Katherine’s name rests there now, but her memory continues to live on through the stories her loved ones tell and the words Charles shares.

Each year, on her birthday and on the anniversary of the attacks, Charles honors not just how Katherine died but how she lived. Her grace. Her laughter. Her strength. She remains one of the silent heroes of that day, not because of what she did, but because of the life she lived before it was cut short.

September 11 will forever be etched into America’s heart. It is a day of unimaginable loss but also one of courage, unity, and enduring love. Katherine Wolf’s story is a reminder of a life that mattered, a love that survives, and a promise we will never forget.